Federal Student Loans in 2026: How the Two New Repayment Options Affect You

federal student loans 2026

The federal student loan landscape is changing dramatically in 2026. The U.S. Department of Education has announced two new repayment plans that will replace many existing borrower options. These changes aim to simplify repayment, reduce monthly burdens for low- and middle-income borrowers, and make long-term loan management more transparent. Millions of student loan borrowers will … Read more